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Community Experts

 

Community Experts Loan Program

As an accountant, architect, Ph.D., financial analyst, or actuary, you’re an educated professional with unique expertise that enhances your community. When you’re ready to purchase a home, you deserve a financing option that fits your situation perfectly. That’s why Waterstone Mortgage offers a no-down-payment loan solution just for you.

 

Program Details

  • Eligible experts: Accountants (CPAs), Chartered Financial Analysts (CFAs), Ph.D.s, architects, Certified Mortgage Bankers (CMBs), and actuaries

  • No down payment required

  • 5/1 or 7/1 adjustable rate mortgage

  • First-time homebuyer not required

  • Primary residence purchase loan

  • 740 minimum FICO required

  • 1-unit properties only

  • Maximum loan limit is $484,350*


Actuaries with the following designations are eligible:

  • Associate of the Casualty Actuarial Society (ACAS)

  • Fellow of the Casualty Actuarial Society (FCAS)

  • Associate of the Society of Actuaries (ASA)

  • Fellow of the Society of Actuaries (FSA)

  • Member of the American Academy of Actuaries (MAAA)

  • Member of the Society of Pension Actuaries (MSPA)

  • Fellow of the Society of Pension Actuaries (FSPA)


To compare home loans and find the perfect one for your needs, locate a Waterstone Mortgage loan originator!

Geographic restrictions apply. *Loan limits may be higher in some locations. Contact your loan originator to learn more. All loan requests are subject to credit approval as well as specific loan program requirements and guidelines. With Adjustable Rate Mortgage loans, the rate is variable and may increase or decrease every year after the initial fixed rate period based on changes to an index. This could result in an increase in the monthly payment.
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ABOUT US    |   CAREERS

 

Waterstone Mortgage Corporation (NMLS #186434) is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF) .
Copyright Waterstone Mortgage Corporation. All Rights Reserved.

 
Privacy Policy | Disclosures & Licenses | General Disclaimer | Cyber Threats and Information Security
NMLS Consumer Access | Foreclosure Avoidance Programs | Credit Granting Criteria

ABOUT US    |   CAREERS

 

Waterstone Mortgage Corporation (NMLS #186434) is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF) .
Copyright Waterstone Mortgage Corporation. All Rights Reserved.

 
Privacy Policy | Disclosures & Licenses | General Disclaimer | Cyber Threats and Information Security
NMLS Consumer Access | Foreclosure Avoidance Programs | Credit Granting Criteria