Community Experts - Waterstone Mortgage

As an accountant, architect, Ph.D., financial analyst, or actuary, you’re an educated professional with unique expertise that enhances your community. When you’re ready to purchase a home, you deserve a financing option that fits your situation perfectly. That’s why Waterstone Mortgage offers a no-down-payment loan solution just for you.

Program Details

Eligible experts: Accountants (CPAs), Chartered Financial Analysts (CFAs), Ph.D.s, architects, Certified Mortgage Bankers (CMBs), and actuaries
No down payment required
5/1 or 7/1 adjustable rate mortgage
First-time homebuyer not required
Primary residence purchase loan
740 minimum FICO required
1-unit properties only
Maximum loan limit is $484,350*

Actuaries with the following designations are eligible:

Associate of the Casualty Actuarial Society (ACAS)
Fellow of the Casualty Actuarial Society (FCAS)
Associate of the Society of Actuaries (ASA)
Fellow of the Society of Actuaries (FSA)
Member of the American Academy of Actuaries (MAAA)
Member of the Society of Pension Actuaries (MSPA)
Fellow of the Society of Pension Actuaries (FSPA)

To compare home loans and find the perfect one for your needs, locate a Waterstone Mortgage loan originator!

_{Geographic restrictions apply. *Loan limits may be higher in some locations. Contact your loan originator to learn more. All loan requests are subject to credit approval as well as specific loan program requirements and guidelines. With Adjustable Rate
Mortgage loans, the rate is variable and may increase or decrease every year after the initial fixed rate period based on changes to an index. This could result in an increase in the monthly payment.}